Credit card stackingis a financial strategy used by entrepreneurs, business owners, and investors to leverage multiple credit cards to access a large amount of credit without needing traditional bank loans. This technique involves applying for several credit cards in a short period, usually 0% interest promotional cards, and combining their credit limits to fund business ventures or consolidate debt. By utilizing credit card stacking effectively, individuals can secure significant funding with minimal interest costs, provided they manage the payments and credit utilization carefully. It’s crucial to understand the risks, such as potential impact on credit scores and high-interest rates if balances aren't paid off during the promotional period, before diving into this strategy.

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